High Risk Voyager Travel Insurance is available to cover business trips and leisure holidays to destinations where the FCO advise against "all but essential travel"
Please Note - France, Spain, Portugal and the Netherlands are included in High Risk Territorial Zone D
Important Information for UK Residents: - Whilst High Risk Voyager Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.
The Government have stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.
If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential, please check on the gov.uk website: https://www.gov.uk/guidance/travel-advice-novel-coronavirus.
NOTE REGARDING CORONA VIRUS COVID-19 DECLARED PANDEMIC - Effective 12th March 2020 - We can provide High Risk Voyager Travel Insurance for travel to countries and regions where either the Foreign, Commonwealth & Development Office (FCDO) or local authority equivalent or the World Health Organisation (WHO) have placed travel restrictions. For more information on Territorial Zones please refer to the help sets () on the right hand side when selecting your Territorial Zone on Desktop devices and the button on mobile devices in the 'Quote Details' section when getting a quote.
Please Note - For Policies purchased on or after 1st October 2020, we are pleased to announce that High Risk Voyager Travel Insurance now has Coronavirus / COVID-19 cover available regardless of FCDO travel restrictions.
This COVID-19 coverage is only applicable to the following sections of cover; Emergency Medical Expenses, Emergency Medical Repatriation/Evacuation, Return Trip (Following covered Emergency Medical Evacuation), Visitor To Bedside – Travel and Accommodation Expenses, Additional Accommodation Food & Travel Costs, Identification of Remains & Repatriation of Remains or Overseas Burial/Cremation and Hospitalisation Benefit; and no other section.
High Risk Voyager is a specialist online Travel Insurance product providing emergency medical and evacuation cover in the event of unexpected illness or accidental bodily injury, for individuals and groups travelling to high risk territorial zones and areas where the FCO have advised against travel such as war zones, crisis zones and disaster relief zones, including countries such as Afghanistan, Syria, Iraq and Sudan etc. as well as hazardous areas of places such as Egypt, Thailand, Pakistan and India. Policies are underwritten by Lloyd’s of London and available to UK citizens.
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For Business Trips up to 365 days cover
For up to a maximum of 365* days cover:
Can include of up to 31 days of Leisure cover.
For up to a maximum of 31* days cover:
For Leisure trips ONLY, no War Cover is provided under this policy.
For further information, please view the Policy Wording.
Important Information for Customers with Serious Medical Conditions
The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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Call Customer Services:
+44 (0) 1483 806 686
Email Customer Services:
Our UK Customer Services team is available 9.00am-5.30pm (UK time), Monday-Friday (excluding weekends & UK Public Holidays).
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Will you be travelling to any of the high risk location countries, featured in the list below?
Simply click on a country featured in the list to open a free Country Guide in PDF format.
Aid Worker Travel Insurance | FCO Travel Insurance | FCDO Travel Insurance | Medical Evacuation Travel Insurance | Travel Insurance for Charity Workers Missionary Travel Insurance | War zone Travel Insurance | Volunteer Travel Insurance | Terrorism Travel Insurance
Pakistan Travel Insurance | Egypt Travel Insurance | Travel Insurance Israel | Travel Insurance for Iran | Travel Insurance Sri Lanka Nigeria Travel Insurance | Afghanistan Travel Insurance | Travel Insurance Syria | Yemen Travel Insurance | Libya Travel Insurance
Sudan Travel Insurance | China Travel Insurance