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NOTE REGARDING CORONA VIRUS COVID-19 DECLARED PANDEMIC - Effective 12th March 2020 - We can provide High Risk Voyager Travel Insurance for travel to countries and regions where either the Foreign and Commonwealth Office (FCO) or local authority equivalent or the World Health Organisation (WHO) have placed travel restrictions. For more information on Territorial Zones please refer to the help sets () on the right hand side when selecting your Territorial Zone on Desktop devices and the button on mobile devices in the 'Quote Details' section when getting a quote.

Please Note - However, due to the Corona Virus / COVID-19 Pandemic being declared - there is no cover for Corona Virus if you are travelling to an area where there is an FCO travel restriction due to Corona Virus on or before your date of purchase.

Travel Insurance China - High Risk Voyager

You may be considering whether it is safe to travel to China and what is required in terms of travel health insurance for China. Following the recent outbreak of the Wuhan Novel Coronavirus, most standard travel insurance policies will no longer be suitable for travel to Mainland China. This is because, As of 28th January 2020, the Foreign Commonwealth Office (FCO) have now changed their travel advice to advise against ‘all but essential travel’ to mainland China (excluding Hong Kong and Macau) and against ‘all travel’ to the Hubei Province – the epicentre of the outbreak. Most mainstream travel insurance policies will exclude cover to countries or areas subject to this type of advice from the FCO. It is vitally important that you check this advice before your trip but bear in mind that these travel advisories can change from day to day, so Click here to see the latest FCO travel advice for China.

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When buying High Risk Voyager Travel Insurance, China can be covered as High Risk Voyager Travel Insurance does not contain the exclusion excluding cover for travel to countries where the FCO has advices against travel. China is currently in Territorial Zone B until further notice. You can find out more about High Risk Voyager Travel Insurance territorial zones of cover when  getting a quote.

Traditionally known for its rich history, China has now become a hub for modern business – especially in cities such as Beijing, Shanghai, Shenzhen, Hangzhou, Wuhan and more. Although you maybe considering cancelling any upcoming trips to China, if you decide they still need to go ahead, despite the recent Wuhan Novel Coronavirus outbreak and FCO advice against travel, it is imperative that appropriate business or leisure travel insurance is sourced and acquired which will cover travel to China even when the FCO advise against travel.

It is also important to understand that China has no reciprocal healthcare agreement with the UK or the European Union. This means that you will not be able to use your EHIC in case of a medical emergency whilst visiting China. Because of this, you will be required to pay all costs associated with any emergency medical treatment you may require if you do not have the correct travel insurance.

Fortunately, High Risk Voyager Travel Insurance to China can provide cover as it is a specialist travel insurance solution for high risk and frontline locations that can provide cover even to areas the FCO advise “against all but essential travel” or “all travel”. This FCO travel advice rating would usually invalidate a normal ‘standard’ type travel insurance policy.

What is Covered on Your China Travel Insurance Policy?

High Risk Voyager Travel insurance for travel to China has been specifically designed to offer extensive travel protection whilst visiting or temporarily working in ‘high risk’ territorial zones. As well as being able to offer optional protection, if you choose, in the event of missed departure, baggage damage and sporting activities, our other policy benefits include:

  • Emergency Medical Expenses - Up to £1,000,000
  • Emergency Medical Evacuation / Repatriation - Up to £1,000,000
  • Political & Natural Disaster - Up to £5,000
  • Hijacking, Mugging, Piracy and Wrongful Detention - Up to £2,500
  • Personal Accident - Up to £15,000
  • PTSD Assessment/Councelling Following a Covered Hostile Event - Up to £25,000

Click here to see the full High Risk Voyager Travel Insurance China Policy Wording where you will be able to view the full Table of Benefits and available optional covers.


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Policy Wording

For Business Trips up to 365 days cover
(can include up to 31 days of Leisure cover)

Or Leisure Only Trips up to 31 Days Cover*:
*For Leisure trips ONLY, no War Cover is provided under this policy.

High Risk Voyager Travel Destinations Sri Lanka

Travel Insurance China - Policy Features Snap Shot

  • 24/7 Quick and Easy Secure Online Quote and Buy Facility
  • One-Tap Emergency App & Pre-Travel Country Profile Information
  • Access to FREE “Country Information Files” to download before your travel, to help keep you informed and safe.
  • 24/7 Emergency Medical Assistance Helpline
  • Available to purchase before or after departure
  • Choice of 2 Levels of Travel Medical+ Cover with up to £/$/€1,000,000
  • Emergency Air Ambulance and Medical Evacuation Services
  • Single Trip Policies for Trips from 1 day up to 365* days duration
  • Annual Multi Trip Policies, unlimited number of trips of up to 31 days each and includes 17 days Winter Sports

  • Includes participation in Winter Sports and over 100+ leisure activities (non-professional)
  • Choice of up to 4 Territorial Zones of Cover including war, crisis and disaster relief zones
  • Available in £GBP, USD$ and Euros € with sums insured provided and claims settled in your chosen currency, determined by the currency used to pay your premium.
  • Individual cover with online discounts for Groups of 5+ Members purchasing together
  • Discounts available for having taken recognised risk management, travel safety and personal security advice before departure

*Note - Leisure travel single trip policies are limited to a maximum trip duration of 31 days. Business, work, volunteering trips can be up to 365 days per trip.

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Why Consider High Risk Voyager Travel Insurance When Looking for the Best Travel Insurance for China?

High Risk Voyager Travel Insurance has been designed in close consultation between leading international travel and medical insurance experts and professionals operating at the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.

How do I get a Quote and Buy Travel Insurance for China?

It’s quick and easy to get an Travel Insurance China quote: just click the ‘Get a Quote’ button to get a fast travel insurance quote online, or if you prefer to speak with someone then you can call our team direct on +44 (0) 1483 806 626.

Sri Lanka Country Information Profile

Capital City Beijing
Largest City Shanghai
Currency Yuan - 元 [CYN]
Official Laguage Mandarin
Other Major Languages Mongolian, Uyghur, Tibetan, Zhuang
Demonym(s) Chinese
Time Zone GMT+8
Dialing Code +86
Driving Side Right


Get a Quote

Policy Wording

For Business Trips up to 365 days cover
(can include up to 31 days of Leisure cover)

Or Leisure Only Trips up to 31 Days Cover*:
*For Leisure trips ONLY, no War Cover is provided under this policy.

Travel Insurance Sri Lanka High Risk Location

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Our UK Customer Services Team Contact Details

Call Us for a free High Risk Voyager Travel Insurance Quote Call Customer Services:
+44 (0) 1483 806 686

Send email to High Risk Voyager team Email Customer Services:

Our UK Customer Services team is available 9.00am-5.30pm (UK time), Monday-Friday (excluding weekends & UK Public Holidays).

download documents here Click to download the 'How To Make A Complaint' Guide

download complaints procedure here Click to download the Voyager Complaints Procedure

Holiday Insurance Sri Lanka Customer Service

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  Country Guides

Will you be travelling to any of the high risk location countries, featured in the list below?
Simply click on a country featured in the list to open a free Country Guide in PDF format.


Copyright © 2018 Voyager Insurance Services Ltd. All rights reserved.

High Risk Voyager is arranged and administered by Voyager Insurance Services Ltd. Voyager Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 305814). Registered address: Bankside 300, Peachman Way, Broadland Business Park, Norwich, Norfolk, NR7 0LB, UK.