Travel Insurance Sri Lanka - High Risk Voyager

You may be wondering, is it safe to travel to Sri Lanka following the terrorism atrocities that hit the island nation in April of 2019. Following these awful terrorist attacks, The UK Foreign Commonwealth Office (FCO) changed its Sri Lanka travel Advice to reflect the heightened risk of terrorism in the country. It is vitally important that you check this advice before your trip but bear in mind that these travel advisories can change from day to day, so Click here to see the latest FCO travel advice for Sri Lanka. If you decide you are still going to go to Sri Lanka, it is equally important that you purchase the sort of Travel Insurance Sri Lanka needs before you go as many ‘standard’ travel insurance policies will exclude travel to certain areas of Sri Lanka which the FCO may advise against “all or all but essential travel” to. Fortunately, High Risk Voyager Travel Insurance for Sri Lanka can provide cover for these areas where other travel insurance policies can't.

Sitting just off the south-east coast of India in the Indian Ocean, Sri Lanka is better known for its seemingly endless white beaches complete with postcard-perfect over hanging trees. This has made the ‘Teardrop Island’, as its affectionately known, a hot spot for British and European tourists looking for the perfect winter sun destination for many decades. Catering for backpackers on a budget, luxury travel and everything in between – there is something for everybody. The city streets buzzing with tuk-tuks surrounded by many beach hotel resorts or Arugam Bay, a popular surfing destination located in the dry zone of the south east coast. The train journey linking the capital Columbo in the west to Galle in the south through a picturesque landscape of coconut trees and rolling tea plantations it is not to be missed.

Unfortunately, as previously mentioned, Sri Lanka represents a high risk of terrorism, where attacks can even occur in places visited by foreign tourists. Consequently, it is extremely important that they buy travel insurance for Sri Lanka with sufficient cover before their trip. In addition to the increased risk of terrorism, Sri Lanka can be affected by severe weather such as tropical cyclones and monsoon rains lending to a high risk of flooding. It is also important to understand that Sri Lanka has no reciprocal healthcare agreement with the UK or the European Union. This means that you will not be able to use your EHIC in case of a medical emergency whilst visiting Sri Lanka. Because of this, you will be required to pay all costs associated with any emergency medical treatment you may require if you do not have the correct travel insurance.

As of 8th May 2019, The FCO advise “against all but essential travel” to the whole of Sri Lanka due to the evolving security situation following the attacks on 21st April 2019. These travel advisories can change from day to day, so Click here to see the latest FCO travel advice for Sri Lanka.

Fortunately, High Risk Voyager Travel Insurance to Sri Lanka can provide cover as it is a specialist travel insurance solution for high risk and frontline locations that can provide cover even to areas the FCO advise “against all but essential travel” or “all travel”. This FCO rating would usually invalidate a normal ‘standard’ type travel insurance policy.

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