FCDO Travel Insurance - High Risk Voyager - High Risk Voyager

What is FCDO Travel cover?

If you’re travelling to a country or area where the Foreign Commonwealth and Development Office (FCDO) consider it is unsafe to travel. They may advise against ‘all but essential’ or ‘all travel’ to the chosen destination. In these circumtances, most standard travel insurance policies will not cover your trip.

This is where High Risk Voyager Travel Insurance is here for you, as our policy is different to most travel insurance policies. High Risk Voyager Travel Insurance provides cover to these destinations where the FCDO advise against travel.

Does High Risk Voyager FCDO Travel Insurance provide Coronavirus / COVID-19 Cover?

High Risk Voyager Travel Insurance includes cover for Coronavirus / COVID-19, with cover available regardless of FCDO travel restrictions. This COVID-19 coverage is only applicable to the following sections of cover:

• Emergency Medical Expenses
• Emergency Medical Repatriation/Evacuation
• Return Trip (Following covered Emergency Medical Evacuation)
• Visitor To Bedside ‐ Travel and Accommodation Expensese
• Additional Accommodation Food & Travel Costs
• Identification of Remains & Repatriation of Remains or Overseas Burial/Cremation
• Hospitalisation Benefit

For whatever reason you’re travelling overseas, you should ensure you have adequate travel insurance in place before you leave. Unfortunately, the unforeseen and unexpected can happen so it’s important to carefully consider your individual travel insurance needs.

High Risk Voyager Travel Insurance against FCDO advice is available as a Single Trip (Zones A, B, C and D) and Annual Multi-Trip policy (for Zones B, C and D). So why not see if we have a travel insurance policy that’s right for you.

FCDO Travel Insurance - What is Covered?

High Risk Voyager Travel insurance has been specifically designed to offer extensive protection whilst visiting or temporarily working in ‘high risk’ territorial zones across the world. As well as being able to offer travel protection in the event of missed departure, baggage damage, and sporting activities, our other travel policy benefits include:

• Emergency Medical Expenses - Up to £1,000,000
• Emergency Medical Evacuation / Repatriation - Up to £1,000,000
• Political & Natural Disaster - Up to £10,000
• Hijacking, Mugging, Piracy and Wrongful Detention - Up to £2,500
• Personal Accident - Up to £15,000
• PTSD Assessment/Counselling Following a Covered Hostile Event - Up to £25,000

Click here to see the full High Risk Voyager FCDO Travel Insurance Policy Wording where you will be able to view the full Table of Benefits and available optional covers.

• 24/7 Quick and Easy Secure Online Quote and Buy Facility
• One-Tap Emergency App & Pre-Travel Country Profile Information
• 24/7 Emergency Medical Assistance Helpline
• Available to purchase before or after departure
• Choice of 2 Levels of Travel Medical+ Cover with up to £1,000,000
• Emergency Air Ambulance and Medical Evacuation Services
• Single Trip Policies for Trips from 1 day up to 365* days duration
• Annual Multi Trip Policies, unlimited number of trips of up to 31 days each

• Includes participation in over 100+ leisure activities (non-professional)
• Choice of up to 4 Territorial Zones of Cover including war, crisis and disaster relief zones
• Individual cover with online discounts for Groups of 5+ Members purchasing together
• Discounts available for having taken recognised risk management, travel safety and personal security advice before departure

Why choose High Risk Voyager FCDO Travel Insurance?

High Risk Voyager Travel Insurance has been designed in close consultation between leading international travel and medical insurance experts and professionals operating at the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.

How do I get an FCDO Travel Insurance quote?

For a travel insurance quote, call our FCDO travel insurance specialists on UK: 01483 806 686 or for an FCDO Travel Insurance quote online, click the 'Get a Quote' button below!

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.