High Risk Voyager Travel Insurance is available to cover business trips and leisure holidays to destinations where the FCDO advise against "all but essential travel"
Please Note - France, Spain, Portugal and the Netherlands are included in High Risk Territorial Zone D
For more information on Territorial Zones please refer to the help sets () on the right hand side when selecting your Territorial Zone on Desktop devices and the button on mobile devices in the 'Quote Details' section when getting a quote.
High Risk Voyager Travel Insurance has Coronavirus / COVID-19 cover available regardless of FCDO travel restrictions.
This COVID-19 coverage is only applicable to the following sections of cover; Emergency Medical Expenses, Emergency Medical Repatriation/Evacuation, Return Trip (Following covered Emergency Medical Evacuation), Visitor To Bedside – Travel and Accommodation Expenses, Additional Accommodation Food & Travel Costs, Identification of Remains & Repatriation of Remains or Overseas Burial/Cremation and Hospitalisation Benefit; and no other section.
You may be wondering, is it safe to travel to Sri Lanka following the terrorism atrocities that hit the island nation in April of 2019. Following these awful terrorist attacks, The UK Foreign, Commonwealth & Development Office (FCDO) changed its Sri Lanka travel Advice to reflect the heightened risk of terrorism in the country. It is vitally important that you check this advice before your trip but bear in mind that these travel advisories can change from day to day, so Click here to see the latest FCDO travel advice for Sri Lanka. If you decide you are still going to go to Sri Lanka, it is equally important that you purchase the sort of Travel Insurance Sri Lanka needs before you go as many ‘standard’ travel insurance policies will exclude travel to certain areas of Sri Lanka which the FCDO may advise against “all or all but essential travel” to. Fortunately, High Risk Voyager Travel Insurance for Sri Lanka can provide cover for these areas where other travel insurance policies can't.
Sitting just off the south-east coast of India in the Indian Ocean, Sri Lanka is better known for its seemingly endless white beaches complete with postcard-perfect over hanging trees. This has made the ‘Teardrop Island’, as its affectionately known, a hot spot for British and European tourists looking for the perfect winter sun destination for many decades. Catering for backpackers on a budget, luxury travel and everything in between – there is something for everybody. The city streets buzzing with tuk-tuks surrounded by many beach hotel resorts or Arugam Bay, a popular surfing destination located in the dry zone of the south east coast. The train journey linking the capital Columbo in the west to Galle in the south through a picturesque landscape of coconut trees and rolling tea plantations it is not to be missed.
Unfortunately, as previously mentioned, Sri Lanka represents a high risk of terrorism, where attacks can even occur in places visited by foreign tourists. Consequently, it is extremely important that they buy travel insurance for Sri Lanka with sufficient cover before their trip. In addition to the increased risk of terrorism, Sri Lanka can be affected by severe weather such as tropical cyclones and monsoon rains lending to a high risk of flooding. It is also important to understand that Sri Lanka has no reciprocal healthcare agreement with the UK or the European Union. This means that you will not be able to use your EHIC in case of a medical emergency whilst visiting Sri Lanka. Because of this, you will be required to pay all costs associated with any emergency medical treatment you may require if you do not have the correct travel insurance.
As of 8th May 2019, The FCDO advise “against all but essential travel” to the whole of Sri Lanka due to the evolving security situation following the attacks on 21st April 2019. These travel advisories can change from day to day, so Click here to see the latest FCDO travel advice for Sri Lanka.
Fortunately, High Risk Voyager Travel Insurance to Sri Lanka can provide cover as it is a specialist travel insurance solution for high risk and frontline locations that can provide cover even to areas the FCDO advise “against all but essential travel” or “all travel”. This FCDO rating would usually invalidate a normal ‘standard’ type travel insurance policy.
High Risk Voyager Travel insurance for travel to Sri Lanka has been specifically designed to offer extensive travel protection whilst visiting or working in ‘high risk’ territorial zones. As well as being able to offer protection, if you choose, in the event of missed departure, baggage damage and sporting activities, our other policy benefits include:
Click here to see the full High Risk Voyager Travel Insurance Sri Lanka Policy Wording where you will be able to view the full Table of Benefits and available optional covers.
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For Business Trips up to 365 days cover
High Risk Voyager Travel Insurance is not like other travel insurance products as the destination Zones are based on the risk of visiting that country based on a number of factors, such as political stability, rather than geographic area. It is important that you select the correct Zone when buying your policy to ensure you have the correct cover in place.
*Note - Leisure travel are limited to a maximum trip duration of 31 days. Business, work, volunteering trips can be up to 365 days.
High Risk Voyager Travel Insurance has been designed in close consultation between leading international travel and medical insurance experts and professionals operating at the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.
It’s quick and easy to get an Travel Insurance Sri Lanka quote: just click the ‘Get a Quote’ button to get a fast travel insurance quote online, or if you prefer to speak with someone then you can call our team direct on +44 (0) 1483 806 626.
Sri Lanka Country Information Profile
|Capital City||Sri Jayawardenepura Kotte|
|Currency||Sri Lankan Rupee (LKR)|
|Official Laguage||Sinhala, Tamil|
|Other Major Languages||English|
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For Business Trips up to 365 days cover
Important Information for Customers with Serious Medical Conditions
The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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Will you be travelling to any of the high risk location countries, featured in the list below?
Simply click on a country featured in the list to open a free Country Guide in PDF format.
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