For more information on Territorial Zones please refer to the help sets () on the right hand side when selecting your Territorial Zone on Desktop devices and the button on mobile devices in the 'Quote Details' section when getting a quote.
High Risk Voyager Travel Insurance has Coronavirus / COVID-19 cover available regardless of FCDO travel restrictions.
This COVID-19 coverage is only applicable to the following sections of cover; Emergency Medical Expenses, Emergency Medical Repatriation/Evacuation, Return Trip (Following covered Emergency Medical Evacuation), Visitor To Bedside – Travel and Accommodation Expenses, Additional Accommodation Food & Travel Costs, Identification of Remains & Repatriation of Remains or Overseas Burial/Cremation and Hospitalisation Benefit; and no other section.
You may be considering whether it is safe to travel to China and what is required in terms of travel health insurance for China. Following the recent outbreak of the Wuhan Novel Coronavirus, most standard travel insurance policies will no longer be suitable for travel to Mainland China. This is because, As of 28th January 2020, the Foreign Commonwealth Office (FCDO) have now changed their travel advice to advise against ‘all but essential travel’ to mainland China (excluding Hong Kong and Macau) and against ‘all travel’ to the Hubei Province – the epicentre of the outbreak. Most mainstream travel insurance policies will exclude cover to countries or areas subject to this type of advice from the FCDO. It is vitally important that you check this advice before your trip but bear in mind that these travel advisories can change from day to day, so Click here to see the latest FCDO travel advice for China.
When buying High Risk Voyager Travel Insurance, China can be covered as High Risk Voyager Travel Insurance does not contain the exclusion excluding cover for travel to countries where the FCDO has advices against travel. China is currently in Territorial Zone B until further notice. You can find out more about High Risk Voyager Travel Insurance territorial zones of cover when getting a quote.
Traditionally known for its rich history, China has now become a hub for modern business – especially in cities such as Beijing, Shanghai, Shenzhen, Hangzhou, Wuhan and more. Although you maybe considering cancelling any upcoming trips to China, if you decide they still need to go ahead, despite the recent Wuhan Novel Coronavirus outbreak and FCDO advice against travel, it is imperative that appropriate business or leisure travel insurance is sourced and acquired which will cover travel to China even when the FCDO advise against travel.
It is also important to understand that China has no reciprocal healthcare agreement with the UK or the European Union. This means that you will not be able to use your EHIC in case of a medical emergency whilst visiting China. Because of this, you will be required to pay all costs associated with any emergency medical treatment you may require if you do not have the correct travel insurance.
Fortunately, High Risk Voyager Travel Insurance to China can provide cover as it is a specialist travel insurance solution for high risk and frontline locations that can provide cover even to areas the FCDO advise “against all but essential travel” or “all travel”. This FCDO travel advice rating would usually invalidate a normal ‘standard’ type travel insurance policy.
High Risk Voyager Travel insurance for travel to China has been specifically designed to offer extensive travel protection whilst visiting or temporarily working in ‘high risk’ territorial zones. As well as being able to offer optional protection, if you choose, in the event of missed departure, baggage damage and sporting activities, our other policy benefits include:
Click here to see the full High Risk Voyager Travel Insurance China Policy Wording where you will be able to view the full Table of Benefits and available optional covers.
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For Business Trips up to 365 days cover
High Risk Voyager Travel Insurance is not like other travel insurance products as the destination Zones are based on the risk of visiting that country based on a number of factors, such as political stability, rather than geographic area. It is important that you select the correct Zone when buying your policy to ensure you have the correct cover in place.
*Note - Leisure travel single trip policies are limited to a maximum trip duration of 31 days. Business, work, volunteering trips can be up to 365 days per trip.
High Risk Voyager Travel Insurance has been designed in close consultation between leading international travel and medical insurance experts and professionals operating at the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.
It’s quick and easy to get an Travel Insurance China quote: just click the ‘Get a Quote’ button to get a fast travel insurance quote online, or if you prefer to speak with someone then you can call our team direct on +44 (0) 1483 806 626.
Sri Lanka Country Information Profile
|Currency||Yuan - 元 [CYN]|
|Other Major Languages||Mongolian, Uyghur, Tibetan, Zhuang|
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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Will you be travelling to any of the high risk location countries, featured in the list below?
Simply click on a country featured in the list to open a free Country Guide in PDF format.
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