Travel Insurance China - High Risk Voyager

Get Your China Travel Insurance Today With High Risk Voyager!

4 Options available including:
Enhanced Personal Accident Cover, Personal Liability & Legal Expenses Cover, Trip Interruption & Disruption Coverages Option, Optional Winter Sports Cover...see all

QUOTE Policy Wording
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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Travel Insurance China

Travel Insurance China - High Risk Voyager

As well as being a global hub for modern business, China also has a rich cultural history. From the Great Wall and The Forbidden City to Temple of Heaven to name just a few, there are many reasons to explore this magnificent country.

With all the amazing attractions, cultural variety, and commercial opportunities it’s important to choose the right sort of travel insurance for your needs when travelling to China.

Official Country Name People's Republic Of China Major Religion(s)  Buddhism,
Christianity, Taoism
Capital City Beijing Population 1,425,560,673 (as of 2023)
Largest City Shanghai Demonym(s) Chinese
Currency Yuan - 元 [CYN] Time Zone GMT +8
Official Language Mandarin Dialling Code +86
Other Major Language Mongolian, Uyghur, Tibetan, Zhuang Driving Side Right
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Is it Safe to Travel to China?

While it's generally considered safe to travel to China, the risk of criminal activity, such as scams are significantly higher in China. Also, China is prone to natural disasters (for example typhoons, earthquakes, and flooding). Due to these risk factors, under High Risk Voyager China Travel Insurance, China is currently in Territorial Zone C.

Currently, the UK Foreign, Commonwealth & Development Office (FCDO) is not advising against travelling to Mainland China. It's is worth noting though that China doesn't recognise dual nationality. So if you are a Chinese dual national, even if you entered the country on your British or another passport, you could still be treated as a Chinese citizen by local authorities. However, these travel advisories can change from day to day, Click here to see the latest FCDO travel advice for China.

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Why Do I Need Travel Insurance For China?

China has no reciprocal healthcare agreement with the UK or the European Union. This means that you will not be able to use your EHIC (European Health Insurance Card) or GHIC (UK Global Health Insurance Card) in case of a medical emergency whilst visiting China.

If you do not have the appropriate travel insurance to cover your leisure or business trip to China, you will be required to pay any costs associated with the medical treatment you receive whilst visiting the country.

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What is Covered on Your Travel Insurance China Policy?

High Risk Voyager Travel insurance for travel to China has been specifically designed to offer extensive travel protection whilst visiting or temporarily working in ‘high-risk’ areas. As well as being able to offer optional protection, if you choose, in the event of missed departure, baggage damage and sporting activities, our other policy benefits include:

  • Emergency Medical Expenses - Up to £1,000,000
  • Emergency Medical Evacuation / Repatriation - Up to £1,000,000
  • Personal Accident - Up to £15,000
  • Political & Natural Disaster - Up to £10,000
  • Hijacking, Mugging, Piracy and Wrongful Detention - Up to £2,500

Click here to see the full High Risk Voyager Travel Insurance China Policy Wording where you will be able to view the full Table of Benefits and available optional covers.

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Know Your High Risk Voyager Travel Insurance Zones!

The Zones on High Risk Voyager Travel Insurance are determined based on the risk of visiting that country, such as political stability. It is important that you select the correct Zone when buying your policy to ensure you have the correct cover in place. Click the button below to find out which zone your destination is in. 

Click Here to Know Your Zones

Why Consider High Risk Voyager Travel Insurance When Looking for the Best Travel Insurance for China?

High Risk Voyager Travel Insurance has been designed in close consultation between leading international travel and medical insurance experts and professionals operating on the frontline in the field of worldwide travel risk management, safety and personal security in fragile environments.

How Do I Get a Quote and Buy Travel Insurance For China?

It is quick and easy to get a Travel Insurance China quote: just click the ‘Get a Quote’ button to get a fast travel insurance quote online, or if you prefer to speak with someone then you can call our team direct on +44 (0)1483 806 626.

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For Business Trips up to 365 days cover (can include up to 31 days of Leisure cover)

Or Leisure Only Trips up to 31 Days Cover*: *For Leisure trips ONLY, no War Cover is provided under this policy.


High Risk Voyager Snap-Shot Features

High Risk Voyager features a range of great benefits as standard. High Risk Voyager also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • 24/7 Quick and Easy Secure Online Quote and Buy Facility
  • ‘NGS SOS App Plus’ Emergency App & Pre-Travel Country Profile Information
  • 24/7 Emergency Medical Assistance Helpline
  • Available to purchase before or after departure
  • Choice of 2 Levels of Medical+ Cover with up to £1,000,000
  • Emergency Air Ambulance and Medical Evacuation Services
  • Single Trip Policies for Trips from 1 day up to 365* days duration
  • Annual Multi-Trip Policies, unlimited number of trips of up to 31 days each
  • Includes participation in over 100+ leisure activities (non-professional)
  • Choice of up to 5 Territorial Zones of Cover including war, crisis and disaster relief zones
  • Individual cover with online discounts for Groups of 5+ Members purchasing together
  • Discounts available for having taken recognised risk management, travel safety and personal security advice before departure
  • + Lots more
More High Risk Voyager Details

At High Risk Voyager, we aim to provide travel cover to high-risk destinations when other Travel Insurance providers say no.

We can provide Travel Insurance for individuals or groups who are travelling to destinations that are considered to be high-risk or where the FCDO have advised against ‘all travel’ or ‘all but essential travel’. So, whether you're travelling to high-risk locations for business or leisure purposes, we can offer policies to you.

Many industries, such as Oil, Gas and Mining, operate in volatile locations of the world meaning that their staff will require a Travel Insurance policy that will cover them when they travel to these locations.

Similarly, people may need to travel to these areas for leisure purposes for example travelling to visit relatives or for an adventure tour.

For these reasons and many more, we developed High Risk Voyager after close consultation with risk management companies who specialise in advising companies travelling to these hostile locations and insurance industry experts, to help provide travellers to high-risk areas with the cover they need.

It's quick and easy to get a competitively priced quote with High Risk Voyager. With no long forms to fill in, just our simple online quote system, you can quickly and easily get your High Risk Voyager Travel Insurance quote. if you prefer, you can speak to one of our highly trained High Risk Voyager Travel Insurance specialists who'll provide you with a fast, friendly, and professional service.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

How do I get a Quote for Travel Insurance China - High Risk Voyager?

It’s quick and easy to get a Travel Insurance China - High Risk Voyager quote.

Just click the ‘Get A Quote’ button to get an online quote for Travel Insurance China - High Risk Voyager.

Optional China Travel Insurance Policy Add-OnsIncrease the protection your China travel insurance policy provides with our policy add-ons.

Enhanced Personal Accident Cover
Enhanced Personal Accident Cover

Add Enhanced Personal Accident Cover Option to increase the limit of cover in case you suffer a life changing accident while on your trip.

Personal Liability & Legal Expenses Cover
Personal Liability & Legal Expenses Cover

Add Personal Liability & Legal Expenses Cover Option to your High Risk Voyager policy for cover to a pursue a legal case if a 3rd party injures you or damages your property.

Trip Interruption & Disruption Coverages Option
Trip Interruption & Disruption Coverages Option

Add Trip Interruption & Disruption Cover Option for additional cover if your trip gets disrupted by strikes or a natural disaster

Optional Winter Sports Cover
Optional Winter Sports Cover

Add Winter Sports Cover Option if you plan on taking part in winter sports, such as skiing, whilst on your trip!